top of page
Casual Meeting


Pather Neff
Pather Neff

Before joining Mom and Pop Business Funding, Pather has been a lifelong entrepreneur and former stockbroker, having owned several small businesses and understands firsthand the constant need for cashflow.

After having closed his last company due to Covid-19, he is now assisting other small business entrepreneurs with quick, simple and unsecured cash infusions to support their ongoing business activities.

Pather is excited to be part of Mom and Pop Business Funding and to have been mentored by its founder and CEO, Bret Martin, the leading producer in the Merchant Cash Advance Solutions industry.

If you’re looking to avoid the paperwork and delays from traditional banking loan services, then call Pather today to assist you with your business loan needs in real-time!

When not at the office, Pather enjoys working out at his local gym, the outdoors, horseback riding, playing golf, spending time with his wife Linda, and walking their black Labrador Retriever “Toner”,


(858) 344-6181

Pather Neff
Pather Neff

The Mom & Pop Team are proud to have them as one of their ISO's!

I am here to help you with your business and your working capital needs. We provide unsecured working capital up to $1,000,000.00 in 2 to 3 days with a minimal amount of documentation for ease of entry as you as a business owner have better things to do than compile documentation for a bank over the course of 60 to 90 days.

Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding as well as myself are here for you, now, and in the future to meet your financial needs.


Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding approves and funds more deals than our competitors. We will look at any type of credit and, companies that have't been in business very long. Our in-house underwriting team is more apt to approve files that other funding companies turn down.


With our own in-house under-writing team, we can get a decision faster than any other funding company, so we can fund deals quicker. Most of our files are approved the same day, and often times fund the same day, which means you get paid faster and your merchants are much happier and keep coming back for more money.


Because we perform our own in-house underwriting and funding, the business owners will get their working capital quicker. Faster funding means happier clients and repeat customers. In addition, referrals will come naturally. Because of this your business owners will gladly recommend you to fellow business owners.

© 2021 Mom & Pop Business Funding
bottom of page